Sharesight vs TrackMyStack: Tax-Report Portfolio Tracker or Private Net Worth Tracker?

Asking a Simple Question, Getting a Tax Report

Imagine asking your investment app a simple question: “how am I doing?”

One app sends back a single number, a chart, and the per-portfolio breakdown. The other sends back a multi-page taxable income report, a CGT discount worksheet, three custom group definitions, and a polite suggestion that you upgrade because you just hit holding number eleven.

That, in a nutshell, is the difference between TrackMyStack and Sharesight.

Sharesight is a serious investment portfolio tracker built around dividend tracking, performance reporting, and tax. TrackMyStack is a private net worth and portfolio tracker that covers your whole financial picture without linking accounts.

They overlap on portfolio tracking. They do not really overlap on what they are trying to be.

If you are filing your own tax return on a complex portfolio across multiple brokers, Sharesight earns its subscription. If you want to see your total wealth — investments, cash, real estate, loans — in one private place, TrackMyStack is the sharper tool.

Sharesight

Sharesight is a New Zealand-built portfolio tracker that has been around since 2007 and is used by hundreds of thousands of investors, mostly across Australia, New Zealand, the UK, and Canada. It is the closest thing the portfolio-tracker world has to an institution.

Its identity is investment-only and report-heavy. The product is built for people who actually want a Capital Gains Tax report, an Unrealised CGT report, a Taxable Income report, and a Diversity report — and who are happy to pay for them. It integrates with Xero. It imports trade confirmations from broker emails. It tracks dividends with reinvestment plans and franking credits.

It is a tool for investors who treat their portfolio like a tiny accounting job, which it sort of is.

Sharesight Features

Investment portfolio tracking: stocks, ETFs, mutual funds, and unlisted investments across 60+ supported exchanges
Automatic dividends and corporate actions: handles dividend payments, splits, and other adjustments for supported securities
Trade confirmation email import: forward your broker’s trade confirmations and Sharesight parses them
Tax reporting: Capital Gains Tax, Unrealised CGT, Taxable Income, Foreign Income, and (in AU) franking credit reporting
Performance reporting: time-weighted and money-weighted returns, benchmark comparisons, contribution analysis
Dividend tracking: historical and forecast dividends, DRP support, future income reports
Multi-currency valuation (on higher tiers): see holdings and totals across multiple currencies
Custom groups and labels for cutting your portfolio by sector, strategy, or whatever taxonomy keeps you sane
Xero integration for accountants and small businesses
Portfolio sharing with your accountant or advisor (read-only)
iOS and Android apps that focus on viewing and lightweight editing; the heavy lifting still lives on the web

What Sharesight does not try to do is track your house, your savings account, your mortgage, your car, or your “why is there £4,200 in my Revolut” balance. Sharesight is investments. Liabilities and other assets sit outside its model.

Sharesight Pricing

Sit down for the holdings counts.

Free: 1 portfolio, 10 holdings, 1 custom group
Starter: £6/month billed annually (£72/year), 1 portfolio, 30 holdings, 3 custom groups
Standard: £14/month billed annually (£168/year), 4 portfolios, unlimited holdings, 5 custom groups
Premium: £21/month billed annually (£252/year), 10 portfolios, unlimited holdings, 10 custom groups, priority support and the full set of tax and performance reports

Pricing varies by region and is shown in the local currency on Sharesight’s pricing page (AUD, NZD, GBP, USD, CAD). The numbers above are the current GBP figures.

The honest read: the free plan is a 10-holding demo, not a product you can really live in. The first plan most ETF investors will outgrow is Standard, because that is where unlimited holdings and multi-currency valuation kick in.

That is not unfair pricing for what Sharesight does. It is professional reporting software, priced like professional reporting software. You are not paying for a chart; you are paying for a CGT report you can hand to an accountant.

Sharesight: Pros and Cons

Pros:

Best-in-class tax reporting for individual investors, especially in AU, NZ, and the UK
Automatic dividends and corporate actions across many supported markets
Trade confirmation email import is a real time-saver for active investors
Xero integration is genuinely useful for sole traders and small companies
Strong support for multi-currency portfolios on higher tiers
Portfolio sharing with an accountant is built in
Long-running, well-known product with a large user base

Cons:

Investments only — no real estate, cash, liabilities, or whole-net-worth view
Free tier is capped at 10 holdings, which most ETF investors blow past on day one
Multi-currency valuation and the more useful reports live behind Standard or Premium
Mobile apps exist but the experience is web-first; you will end up on a laptop for serious work
Per-portfolio limits even on paid tiers (4 on Standard, 10 on Premium) feel artificial when other trackers give you unlimited
Like any tracker that ingests broker data, the import flow occasionally needs babysitting

Who is Sharesight for?

Sharesight is for serious investors with multi-broker, multi-asset, multi-currency portfolios who file their own tax return — or hand a clean report to an accountant — and want the dividend and CGT side handled properly.

If your portfolio touches several exchanges, you care about franking credits or foreign income reporting, and you want trade-confirmation-driven imports rather than typing every buy by hand, Sharesight is doing a job most general trackers do not even attempt.

If your goal is “see all my money in one place” rather than “produce a defensible tax report,” Sharesight is overbuilt for the question you are actually asking.

TrackMyStack

TrackMyStack is a private net worth and portfolio tracker that works without linking any financial accounts.

You enter your holdings yourself, and TrackMyStack updates supported stock, ETF, crypto, and other market prices automatically. You also add the rest of your financial life — cash accounts, real estate, loans, alternative assets — so the total at the top is your actual net worth, not just your brokerage balance.

There is no mandatory signup. No bank connection. No “reconnect this institution.” Just assets, liabilities, portfolios, currencies, charts, and the number you came to see.

TrackMyStack Features

No account linking: you do not connect banks, brokerages, or crypto exchanges
No mandatory signup: start tracking without an account; recovery email is optional
Whole-net-worth tracking: stocks, ETFs, crypto, cash, real estate, loans, and more — assets and liabilities together
Automatic supported prices: end-of-day pricing on Free, intraday pricing on Premium for supported assets
Unlimited portfolios and assets on the free tier
Multi-currency portfolios: each portfolio in its own currency, with totals converted into your home currency
BTC and ETH denomination: view total net worth in Bitcoin or Ethereum, for the times “down 12%” was not emotionally interesting enough
Historical dividend tracking on Free; upcoming dividends on Premium where supported
Allocation analysis: list and pie views across portfolios and assets, with a hide-amounts mode
Portfolio Vitals: alpha, beta, Sharpe ratio, and standard deviation
Performance ranges: 1W, 1M, 6M, YTD, 1Y, MAX
Portfolio tags, ownership percentage, and include/exclude controls for shared, speculative, or pension buckets
Retirement age estimator on Premium for FIRE planning
Native iOS, Android, and web apps with home-screen widgets for net worth and portfolio snapshots
App lock with PIN, Face ID, or fingerprint
Cross-device sync via recovery email, QR, or sync code
JSON and Excel export so your data is yours

What TrackMyStack does not try to do is generate a Capital Gains Tax report or hand a polished package to your accountant. That is not the job.

TrackMyStack Pricing

Free: unlimited portfolios and assets, end-of-day prices, historical dividends, import/export, biometric protection, and sync
Premium: $4/month or $30/year
Premium trial: 1 week

Premium adds intraday prices for supported assets, upcoming dividends, the retirement age estimator, and priority support.

TrackMyStack: Pros and Cons

Pros:

Free tier is a real product, not a 10-holding teaser
Whole-net-worth view: investments, cash, real estate, and liabilities in one place
No bank, brokerage, or exchange credentials are shared with anyone
No signup wall, no Google login, no email gate
Multi-currency portfolios are first-class, including BTC and ETH net worth views
Native iOS and Android apps with home-screen widgets
Strong fit for international investors because it does not depend on US-only account aggregation
Premium at $30/year is roughly the cost of two months of Sharesight Starter

Cons:

No automatic tax reports; CGT and franking credit reporting are not the focus
No trade confirmation email import; you add holdings yourself, prices update automatically
No advisor portal or client-sharing workflow

Who is TrackMyStack for?

TrackMyStack is for individual investors, FIRE savers, crypto holders, privacy-conscious users, and international households who want to track total wealth without linking accounts.

It is also a strong fit if you already use Sharesight (or anything similar) for your investment tax reporting and just want a private place to see your whole net worth — investments, cash, real estate, and liabilities — without rebuilding it in a spreadsheet.

TrackMyStack is the best choice for investors who want a private, no-signup net worth tracker with multi-currency portfolios and automatic supported price updates, without connecting bank or brokerage accounts.

Is TrackMyStack a Good Sharesight Alternative?

Yes, if your goal is whole-net-worth tracking, privacy, multi-currency portfolios, and a useful free tier.

No, if your goal is Capital Gains Tax reporting, automatic dividend import from broker emails, and Xero integration. That is what Sharesight is for, and TrackMyStack does not try to compete on tax reporting.

The cleanest framing is to use both, if you need both. Sharesight for the tax report your accountant wants. TrackMyStack for the net worth view you want — including everything Sharesight refuses to acknowledge exists, like your house, your offset account, and your cash.

Sharesight vs TrackMyStack: Head-to-Head

	Sharesight	TrackMyStack
Primary approach	Investment portfolio tracker with deep tax and dividend reporting	Private net worth and portfolio tracker with manual entry and automatic prices
Price	Free (10 holdings); Starter £6/mo; Standard £14/mo; Premium £21/mo (billed annually, GBP)	Free; Premium $4/month or $30/year
Free tier	Yes, but capped at 1 portfolio and 10 holdings	Yes, unlimited portfolios and assets
Trial	Free plan acts as the trial; paid plans no separate trial	1 week for Premium
Account linking	No bank linking; uses broker email confirmations and manual entry	No account linking of any kind
Asset coverage	Listed equities, ETFs, mutual funds, unlisted investments, some cash holdings	Stocks, ETFs, crypto, cash, real estate, loans, bonds, and other manual assets
Multi-currency	Multi-currency valuation on Standard and Premium	Yes, on every tier; each portfolio can have its own currency, including BTC/ETH
Platforms	Web (primary), iOS, Android	Web, iOS, Android, with native home-screen widgets
Complex structures	Custom groups, labels, portfolio sharing with accountant	Unlimited portfolios, ownership percentages, tags, include/exclude controls
Advisor sharing	Yes, plus a dedicated business plan for accountants and advisors	No advisor portal
Offline access	Web/online focused	Local-first; sync is optional
Privacy model	Subscription-funded; you supply trade and dividend data	No financial accounts linked; holdings entered manually; data on your device
Tax reporting	Capital Gains, Unrealised CGT, Taxable Income, Foreign Income, AU franking credit reporting	Not a tax-reporting tool
Sign-up required	Yes	No

The Bottom Line

Sharesight and TrackMyStack are both good products. They are aimed at different jobs.

Choose Sharesight if you need real tax reporting on a multi-broker, multi-currency investment portfolio. It is the better fit when your accountant wants a CGT report, when you receive franked dividends, when you have foreign income to declare, or when you actively trade enough that typing every buy by hand is no longer realistic.

Choose TrackMyStack if you want a private net worth tracker that covers your whole financial life — investments, cash, real estate, and liabilities — without linking accounts and without paying £168 a year to see your own holdings in more than one currency.

Two-question test:

Do you need a Capital Gains Tax report you can hand to an accountant? If yes, Sharesight.
Do you want one private number that includes your investments, your house, your cash, and your loans? If yes, TrackMyStack.

If you said yes to both, the honest answer is: use both. Let Sharesight do tax. Let TrackMyStack do net worth. Stop trying to make one tool be everything.

Try TrackMyStack if you want a private net worth tracker that works without linking accounts.

FAQ

Is TrackMyStack better than Sharesight?

TrackMyStack is better than Sharesight for private, whole-net-worth tracking that includes cash, real estate, and liabilities, with no account linking and no signup. Sharesight is better than TrackMyStack for investment-portfolio tax reporting, automatic dividend handling, and trade confirmation email imports.

Is Sharesight worth it for casual investors?

Sharesight is most worth it for investors with multi-broker portfolios who file their own tax return or work with an accountant. Casual investors with a handful of ETFs in one broker can usually live in a free tracker like TrackMyStack and only consider Sharesight if they specifically need its tax and dividend reports.

Does Sharesight have a real free plan?

Sharesight’s free plan is limited to 1 portfolio, 10 holdings, and 1 custom group. It is enough to evaluate the product, but most ETF investors will need to upgrade quickly. TrackMyStack’s free tier is unlimited portfolios and unlimited assets.

Which app is more private?

TrackMyStack is more private if your priority is avoiding account links and signups. TrackMyStack does not connect to bank, brokerage, or crypto exchange accounts, and does not require an account to start using it. Sharesight requires a signup and ingests trade and dividend data, although it does not link directly to your bank.

Can I use TrackMyStack and Sharesight together?

Yes, and many people do. Sharesight handles the investment tax reporting. TrackMyStack handles the whole net worth view, including cash, real estate, and liabilities that Sharesight does not track.

Does TrackMyStack do tax reports?

No. TrackMyStack does not generate Capital Gains Tax, Taxable Income, or franking credit reports. If you need those, Sharesight is the right tool. TrackMyStack focuses on private net worth and portfolio tracking with multi-currency support.