The Best Fidelity Full View Alternatives (2026)
Frustrated with Fidelity's new Full View? What changed, how to keep ticker holdings in manual accounts, and how Empower, Monarch, Kubera and others compare.
The Short Answer
Fidelity Full View is free and still works for plenty of people. But the new version dropped features, hid others, and its links to outside accounts break often enough that the Fidelity subreddit reads like a support queue. Where to go depends on what you used Full View for:
- Free automatic syncing of many US accounts: Empower’s Personal Dashboard.
- Syncing plus serious budgeting: Monarch Money, or Copilot Money if nobody in the house needs Android.
- A balance sheet for complicated or multi-currency wealth: Kubera.
- “When can I retire?” rather than “what am I worth today?”: ProjectionLab or Boldin.
- Manual, private tracking with ticker-level holdings and no linking: a spreadsheet, or a manual tracker such as TrackMyStack.
And if what you miss is adding tickers and share counts to a manual account, Fidelity still allows it, through a side door.
What Fidelity Full View Is
Full View is Fidelity’s account aggregator. It brings your Fidelity accounts together with outside banks, credit cards, loans, mortgages and other brokers, and shows your net worth, spending and budgets inside your Fidelity login, at no extra charge. It is operated by eMoney Advisor, a company Fidelity bought in 2015.
Outside accounts are linked by signing in to them through Full View. Anything that can’t be linked can be added as a manual account, which stays static until you update it.
What Changed With the New Full View
Fidelity launched a new version of Full View and moved everyone to it. Fidelity accounts came across automatically, but every outside account had to be relinked by hand, and Fidelity warned that anything not relinked would show stale balances. In late 2025 the old version carried a notice that it would be phased out in December.
Fidelity’s own announcement lists what the new version no longer supports: rewards points and bill management, the balances and expenses calendar, and the credit card usage view. Its FAQ lists what it is still working on, which doubles as a list of known gaps:
- More robust linking, including credit cards and student loans
- Custom transaction descriptions
- A view of your current asset mix for investments and cash
- Splitting a purchase across several categories
- Deeper categories, such as pre-tax and post-tax accounts
In mid-2026 the portfolio Analysis page was folded into Performance, and outside accounts vanished from it for some users until Fidelity pointed them to a “Show non-Fidelity accounts” switch in display preferences.
Why So Many People Are Looking Elsewhere
A quick count of r/fidelityinvestments finds more than 120 posts with Full View in the title over the past year. Fidelity’s social team replies to many of them, which is to its credit. The complaints repeat:
- Connections that stop refreshing. Card issuers, other brokers, 401(k) providers and mortgage servicers stop updating for weeks, loop on two-factor codes, or ask for access tokens nobody knows how to find.
- A net worth line you can’t trust. Users report that deleting and relinking an account shows up as a huge one-day gain or loss, and Fidelity has confirmed that deleting a linked account from Full View removes its historical data. A mortgage balance that flips sign quietly makes you richer.
- Missing pieces. The printable net worth statement, split transactions, income from Fidelity accounts, and putting outside accounts into your own groups, such as a work 401(k) in “Retirement”.
- No way to count part of an account. A jointly owned or inherited account counts in full when you only own half.
To be fair, none of this is unique to Fidelity. Apps that link to outside accounts rely on aggregators, and aggregators break when a bank changes its login page. What Is a Bank Aggregator? explains why. It just stings more when the tool used to work.
Can Manual Accounts Still Hold Tickers and Shares?
Yes, though you would never guess. In the old Full View you could create a manual investment account, enter fund tickers and share counts, and let market prices move the balance, without handing over any outside login. Full View’s own manual-account screens no longer offer holdings.
In August 2026, Fidelity’s team on Reddit confirmed the feature still exists, but in the Planning & Guidance Center rather than in Full View itself:
- Open your planning profile and go to Accounts and contributions.
- Click the pencil icon next to the manual account.
- Choose Add or edit holdings, then the Detailed holdings tab.
For an allocation that includes those holdings, Fidelity points to the Asset allocation card on the Performance page; the Net Worth page only splits by account type. If this is the one thing you missed, try it before switching anything.
The Alternatives
The big choice is syncing or control. Linked accounts update themselves, until they don’t. Manual tracking never breaks, but it needs you after every trade. And if you categorise card spending, you need an app that imports transactions; for net worth alone, you don’t.
Empower Personal Dashboard
The closest like-for-like swap. The dashboard is free and covers net worth, budgeting and cash flow, a retirement planner and portfolio analysis, on the web and in iPhone and Android apps. It also has a Manual Investment Holdings account: enter a ticker or CUSIP and the number of shares, and Empower fills in the description and price.
The catch is that the dashboard is how Empower finds clients for its paid advisory service. Rob Berger’s review, for one, reports calls from its advisors, which stopped when he asked. It links accounts the way Full View does, so expect the occasional broken connection. See Empower vs TrackMyStack.
Monarch Money
A paid, ad-free aggregator with strong budgeting. As of October 2026, the Core plan costs $14.99 a month or $99.99 a year, and Plus costs $199.99 a year, both after a seven-day free trial. It runs on the web, iPhone and Android, connects to over 13,000 institutions, and lets you switch data provider when a connection misbehaves.
Manual investment accounts can track holdings manually: search for a security by ticker, enter the quantity, and the value follows the market. Choose carefully, because that tracking mode can’t be changed later. See Monarch Money vs TrackMyStack.
Copilot Money
A polished budgeting app for Apple households: iPhone, iPad, Mac and the web, with no Android app listed. As of October 2026 it costs $13 a month or $95 a year. Manual holdings accounts let you add securities by quantity, fractional shares included, and log buys and sells.
Kubera
Built as a balance sheet rather than a budget. As of October 2026, the Essentials plan is $250 a year after a 14-day trial, and a $2,500 Black plan adds tools for trusts and multiple entities. Kubera uses several aggregators, reads balances off websites that don’t connect, and tracks manual positions by ticker on major exchanges in the US, Canada, the UK, Europe and Asia. Crypto wallets, multiple currencies and a “Dead Man’s Switch” for your heirs are included. Excellent for complex wealth, pricey for a 401(k) and one brokerage account. See Kubera vs TrackMyStack.
ProjectionLab and Boldin
These come up a lot, but they are planners, not trackers. ProjectionLab has a free Basic plan and Premium at $129 a year (as of October 2026). It doesn’t link to financial accounts; each time you update your current finances it saves a progress point, building a net worth history, and third-party plugins can sync balances from apps like YNAB.
Boldin has a free Basic plan. PlannerPlus costs $144 a year, rising to $168 on 15 October 2026, and adds account linking through three aggregators plus real-time net worth analysis. Both are best used alongside a tracker, not instead of one.
A Spreadsheet
The option nobody can discontinue. In Google Sheets, GOOGLEFINANCE pulls prices by ticker (Google notes quotes may be delayed up to 20 minutes, and not every market is covered). Excel’s Stocks data type does the same with a Microsoft 365 or free Microsoft account. Shares times price gives value; add rows for cash, the house and the mortgage.
It’s free, private and flexible. The catch: history only exists if you snapshot it, formulas break, and every update is yours.
At a Glance
| Links accounts | Manual holdings by ticker | Platforms | Price (as of October 2026) | |
|---|---|---|---|---|
| Fidelity Full View | Yes | Via Planning & Guidance Center | Web; limited in the app | Free for Fidelity customers |
| Empower | Yes | Yes | Web, iPhone, Android | Free |
| Monarch Money | Yes | Yes | Web, iPhone, Android | $14.99/month or $99.99/year (Core) |
| Copilot Money | Yes | Yes | iPhone, iPad, Mac, web | $13/month or $95/year |
| Kubera | Yes | Yes | Web, iPhone, Android | $250/year (Essentials) |
| Spreadsheet | No | Yes, with formulas | Wherever you keep it | Free |
| TrackMyStack | Never | Yes | Web, iPhone, Android | Free, optional Premium |
Where TrackMyStack Fits
If what you want is a reliable net worth figure rather than a budget, and you’d rather not hand another company your bank logins, TrackMyStack is built for that. It never links to banks or brokers, so there is no connection to break.
- Ticker-level holdings with automatic prices. Add stocks, ETFs, funds, crypto and precious metals from a market catalog and enter the quantity. Prices update on their own: end-of-day on the free plan, live where available with Premium.
- History that behaves. A buy or sell is a new quantity on a date, and everything before it stays. Sold out or closed an account? Archive it and its history remains.
- Everything else as manual holdings. Cash, pensions, cars and loans, with every dated value kept. A house can be an “Asset with Liability”, so you enter its value and the mortgage and see the net.
- Partial ownership and grouping. Give a portfolio an ownership percentage, such as 50% for a joint account, tag portfolios as Retirement accounts or Real estate, and leave any portfolio out of net worth.
- Multi-currency. Each portfolio has its own currency, and net worth adds up in your home currency.
- Import instead of typing. Bring in holdings or dated trade history from a CSV, Excel file, PDF or screenshots, and review before anything is added. Files are read by an AI provider and then deleted. See the import guide.
You can start without a name or email. Your data syncs securely between your phone and the web, and it is never sold or shared for advertising. And the honest trade-off: when you trade, you update the holding yourself, and there is no transaction feed to budget from. For more no-linking options, see The Best Net Worth Tracker Without Linking Bank Accounts.
Frequently Asked Questions
Is Fidelity Full View still free? Yes. Fidelity says the new Full View, like the old one, costs its customers nothing extra.
Can I still add stocks by ticker to a manual account in Full View? Yes, but not from Full View itself. Fidelity’s team says to use your planning profile in the Planning & Guidance Center: edit the account, choose Add or edit holdings, then Detailed holdings.
What is the best free alternative to Full View? For automatic syncing, Empower’s Personal Dashboard is the closest free match. For manual tracking without linking, a spreadsheet or TrackMyStack’s free plan will do.
Which alternatives let me track holdings by ticker without linking an account? Empower, Monarch Money, Copilot Money and Kubera all offer manual investment accounts priced by ticker. TrackMyStack and a spreadsheet work this way for everything.
Can I export my data before I switch? Fidelity’s team has pointed to “Download summary” at the bottom of the Net Worth page and “Download transactions” in the All transactions section of the Spending page.
The Bottom Line
Full View is free and convenient when it works, and Fidelity says more is on the way. If you need automatic syncing and budgeting, Empower, Monarch or Copilot will feel familiar, occasional broken links included. If you want a dependable net worth with ticker-level holdings and nothing to relink, track it yourself, in a spreadsheet or an app that prices your holdings for you.
